31 January 2015 (22:58 UTC-07 Tango 30 January 2015)/10 Rabi ‘ath-Thani 1436/11 Bahman 1393/12 Yi-Chou (12th month) 4712

“It was a rough day on the market, in almost every sector. Do you believe the adage ‘As January goes so goes the rest of the year’?”-Sue Herera, Nightly Business Report

“…we’re just gearing up for the volatility for 2015….what hasn’t happened that will likely happen to cause volatility, and that’s the Fed raising short term rates. It’s going to happen….

…banks have just been hammered in January…what we’re lining up for, for the next couple of months with banks is the results of some stress tests…and if rates rise…”-James A. Cox III, financial analyst, Nightly Business Report interview 30 January 2015