18 February 2014 (13:58 UTC-07 Tango)/17 Rabi ‘ath-Thani 1435/29 Bahman 1392/19 Bing-Yin (1st month) 4712

A top 10 U.S. bank, Capital One (who sells itself as being consumer friendly), has a new policy:  Owe us money? Expect a personal visit from our new bill collection police force: “we may contact you in any manner we choose…..at your home and at your place of employment.”

This violates the 4th Amendment of the U.S. Bill of Rights.  A dip schtick lawyer in California told the Los Angeles Times that the 4th Amendment applies only to government law enforcement.  Guess what?  There is no specific mention of government law enforcement in the 4th Amendment, it simply states U.S. citizens shall not be subject to unwarranted searches, period!  (oh, never mind that many cops already violate this Constitutional RIGHT)

Capital One also said they can hide their identity from you: “We may modify or suppress caller ID and similar services and identify ourselves on these services in any manner we choose.”

A Capital One official lied to the Los Angeles Times saying “….some local phone exchanges may display our number differently. This is beyond our control, and we want our cardholders to be aware of that potential occurrence.”

If that’s the case why didn’t they say it that way in their new contract.  The key word in their new contract is “we”, meaning Capital One, not the local phone companies.