14 October 2013 (13:07 UTC-07 Tango)/09 Dhu’l-Hijja 1434/22 Mehr 1391/10 Ren-Xu (9th month) 4711

“Florida is using the federal marketplace, so your financial information will follow you. It’s based on your federal tax returns from last year and your credit history, regardless of where you live.”-Anne Packham, lead Obama Care “navigator” in Florida, during internet question and answer session

After making this statement the person who is supposed to be the most knowledgeable person in Florida regarding signing up for Obama Care, Anne Packham, qualified her statements on WKMG Local 6 TV news.

Packham did not retract her statement that credit scores will be used.  Officially credit scores cannot be used to set premium rates, but, credit scores can still be used to deny coverage: “That’s so that health insurance providers can make an educated decision about who to insure based on if someone is defaulting on all of their bills they may not want to have them as part of their health plan.”

In other words, you could be refused health insurance coverage because of bad credit (like me), which would then put you in violation of the Patient Protection and Affordable Care Act.

However, an unnamed U.S. Department of Heath and Human Services official told WKMG “Insurers are not allowed to factor in credit scores when setting premiums and at no point in the process are peoples’ scores accessed.”

So who’s right?  The official “Lead Navigator” in Florida, or an unnamed official with the HHS?

WKMG then went on to report that HHS did admit that credit reporting company, Experian, is being used for some Obama Care applications!  HHS claims that credit reports are being used only for the purpose of confirming your identity!  Can you say “Bull shit!”?

Some “exceptionalism”, way to go failed state U.S.A.!